Secured Visa Credit Card Have a checking account but bad credit? Rebuild or establish your credit with a secured Visa credit card NOW! What exactly is a secured Visa credit card?! Read on! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Secured Visa Credit Card Row, row, row your boat gently down the stream How many times have you wanted to make a purchase but your debit card wasn’t accepted or the store wouldn’t take your check? Whether your credit is not established yet or your credit has fallen into disrepair a secured Visa credit card can help! Say you’re at the mall with your girlfriend/boyfriend and you see that hot new CD that you must have! You’re holding hands, smiling and laughing around the music store with your new CD in your hands. Life is great- full of promise and hope, as if you were gently sailing on a peaceful, sun-bleached bay… You get to the cash register and it is then that you notice that you have no cash left after you spent $42 on toasted almond pretzels. You fumble through your wallet for your checkbook but then you see the sign: NO CHECKS – SLOWLY STEP AWAY FROM THE COUNTER AND JUST LISTEN TO THE RADIO! You smile awkwardly and take out your debit card but the clerk just shakes her head and rolls her eyes! You look over at your friend and suddenly a small part of the romance has fallen over a waterfall as you notice the twinkle in his/her eye has been extinguished and a new condescending look has taken its place. You’re no longer sailing are you!? A hurricane has suddenly taken your happy little boat and tossed you around like a piece of bark. Avoid the embarrassment and disappointment of not having credit or good credit by getting a secured Visa card and you’ll never be unprepared. Secured Visa Credit Card ADVANTAGES A secured Visa is perfect for students, couples or those trying to reestablish credit To obtain a secured Visa credit card, all you’ll need to do is deposit money in a savings account or certificate of deposit (CD) in your name With secured Visa cards your money will earn interest, but it must remain in the account to serve as security for the card secured Visa credit cards are accepted for purchases everywhere that VISA credit cards are welcome, up to your deposited amount Real BENEFITS A secured Visa credit card will give you a auto rental collision damage waiver – personal secured Visa credit card gives you cardholder inquiry service emergency cash disbursement & card replacement Lost/stolen card reporting A VISA secured credit card has ZERO liability when used as a credit card Ultimately, a secured Visa credit card will give you the freedom to use a credit card without getting into debt. When you get a secured Visa credit card you’ll actually be on your way to financial freedom and living the dream! And, this is the first step for the majority of us. We cannot hope to get our hands on one of those low, low interest credit cards, until we prove that we are capable of paying back what we have borrowed. That’s why cards like the secured student Visa are a great stepping stone into a stable financial future. Sat, 26 Jul 2008 15:00:00 EDT